The bank said no. The seller says yes. 20 acres of Cummings Valley privacy, and the financing is already solved: the seller will carry with 40% down. No lender fight over solar panels, battery storage, a community well, and a septic system. You, the seller, and a signature. 3 bed · 2 bath · 20 acres · E(10) zoning · seller will carry with 40% down The home sits at the end of a private hilltop road with panoramic mountain and valley views from every direction. Wood siding, solar power with battery storage and generator backup, and a 4-car garage that is insulated, drywalled, and built out with workshop space for vehicles, equipment, and projects. E(10) zoning means horses, livestock, and gardens are welcome here. Offered as-is. Some repairs and finishing touches are needed, and that is exactly why the seller carry matters: put your money into the down payment and the finishing work, not into a bank's approval process. Homes with land like this and financing like this do not sit. Bring your vision, bring your 40%, and come stand on the hilltop. Call Josh Orrantia at (661) 233-5052 and schedule your showing before someone else writes the offer.
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